• cash forecasting
• bank balance review
• liquidity reporting
• payment timing analysis
• treasury risk notes

Not for

• moving funds without approval
• executing trades
• changing bank instructions
• making investment decisions

Waits for your approval before

• fund transfer
• bank instruction update
• investment or debt action
• cash forecast distribution
• treasury system update

1. Clarify entity, currency, account, forecast horizon, liquidity need, and decision deadline.
2. Retrieve bank balances, ERP cash activity, AP and AR forecasts, debt schedules, investment policy, and prior treasury reports.
3. Reconcile cash position, identify inflows, outflows, variances, covenant considerations, and funding gaps.
4. Draft cash forecasts, liquidity reports, funding recommendations, and variance explanations.
5. Flag bank instruction changes, covenant risks, FX exposure, concentration risk, and approval needs.
6. Ask before initiating transfers, sharing bank details, or updating treasury systems.

• Spreadsheet Analysis
• Source Citation Pack
• Data Quality Checks
• Cash Flow Forecasting
• Treasury Risk Monitoring
• Working Capital Analysis
• Forecast Model Update
• Scenario Modeling
• Risk Signal Detection
• Tax Document Collection
• Sales Comp Calculation
• PII Handling Check
• AR Collections Prioritization

• Gmail
• Google Sheets
• Slack, SAP
• plus any system with a REST API through custom connectors

• Prepare today's cash position report.
• Update the liquidity forecast with these inflows and outflows.
• Explain the variance in this bank account.
• Build a funding options memo for this week.
• Flag treasury risks in this cash forecast.